Life

Love is also something you plan for

Protect your family's income if you're no longer there — and build savings or retirement along the way.

Product details below reference GNP's Spanish policy documents. Wording is preserved in Spanish for accuracy; our advisors serve English-speaking clients directly.
Who is it for?

Designed for people like you

  • Parents with economic dependents
  • Primary breadwinners with large debts (mortgage)
  • Entrepreneurs whose family relies on the business
  • Anyone seeking disciplined savings with protection (education, retirement)
Key benefits

What you gain by getting it

  • Sum insured for your beneficiaries, generally tax-free
  • Term or whole-life plans matched to your stage of life
  • Savings / investment components with surrender value
  • Optional riders: disability (ISE, BIT), accidental death (DIBA), critical illness
  • Terminal-illness advance (Seguridad en Vida — SEV)
  • Tax benefits on retirement plans (Article 185 of the Mexican Income Tax Law)
Main coverages

What it covers in real life

  • Death — sum insured paid to beneficiaries
  • Total and permanent disability with no waiting period
  • Accidental death / double indemnity (DIBA)
  • Final-expenses clause (CUG)
  • Women's coverage (female-specific conditions) and Double Women's Coverage
  • Waiver of premium on disability (BIT)

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Technical detail

Straight talk: what's in, what's out, and the timelines

We prefer an informed decision over a vague promise. Here's the technical information others hide.

Portafolio GNP: Trasciende (vitalicio), Dotal (ahorro garantizado), Platino (alta protección), Privilegio (temporal), Proyecta Afecto (retiro con beneficio fiscal), Profesional (educativo), Capitaliza (ahorro-inversión). Suma según necesidades (regla 3–5 años de ingreso + deudas). Moneda MXN o USD según producto. Beneficiarios modificables en cualquier momento. Verificar con agente

Disclaimer: The information on this page is informational and for reference only. The coverages, exclusions, waiting periods and applicable conditions are only those set out in the general conditions and the policy schedule issued by Grupo Nacional Provincial, S.A.B. Consult your advisor before contracting.

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