PAI 2026 · Individual Life
Income Simulator · New Agent
See how your income grows year over year: direct commission on GNP Individual Life + PAI 2026 bonuses on new sales and portfolio renewals.
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You are not earning the quarterly bonus. PAI 2026 is evaluated every quarter: with 7 deals/qtr. and $126,000 of quarterly premium ($18,000 per policy × 7 deals) you don't reach any Productivity Bonus tier, and without earning it in Year 1 the Renewal Bonus doesn't apply in years 2-4 either. Raise your premium per policy or close at least 5 PAI deals in the quarter.
Year 1
$201,600
Direct commission$201,600
Productivity bonus$0
Renewal bonus$0
Year 2
$267,221
Direct commission$267,221
Productivity bonus$0
Renewal bonus$0
Year 3
$306,453
Direct commission$306,453
Productivity bonus$0
Renewal bonus$0
Year 4
$338,884
Direct commission$338,884
Productivity bonus$0
Renewal bonus$0
4-year cumulative income
$1,114,158
Scenario: you keep producing every year.
💡 If you produce $54,000 more per quarter you move up to the ≥$180,000/qtr. tier (15% bonus) and would earn approx. $75,600 extra in Year 1.
Income per year (bars) and cumulative income (line)
See detailed year-by-year breakdown
| Year | New premium | Renew. premium | Direct comm. | % Prod. bonus | Prod. bonus | % Renew. bonus | Renew. bonus | Total |
|---|---|---|---|---|---|---|---|---|
| Year 1 | $504,000 | $0 | $201,600 | 0% | $0 | 0% | $0 | $201,600 |
| Year 2 | $504,000 | $468,720 | $267,221 | 0% | $0 | 0% | $0 | $267,221 |
| Year 3 | $504,000 | $904,630 | $306,453 | 0% | $0 | 0% | $0 | $306,453 |
| Year 4 | $504,000 | $1,310,026 | $338,884 | 0% | $0 | 0% | $0 | $338,884 |
Motivated by these numbers?
Apply and we'll show you the plan to reach that income with real mentorship.
I want to apply →Illustrative simulator for informational and motivational purposes. It uses the average commission of GNP's Individual Life book; the actual commission depends on the product, term and currency of each policy.
Bonuses correspond to the PAI 2026 New Agent scheme and are subject to retention (≥70%), conservation and other program requirements. Figures not guaranteed.
This is not a compensation offer or financial advice. For your case, contact your Agency Director or a Donner advisor at +52 322 111 1162.